REPOSITIONING THE NIGERIAN BANKING INDUSTRY THROUGH ETHICS OF COMPETITIVE REALITIES

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The banking industry in Nigeria has not been contributing its full potential to the growth of the economy because of bad public image that resulted from bad ethical practices and poor corporate governance. There is no doubt that the post-consolidation from January 2006 in the Nigeria banking industry has witnessed stiff competition in the banking industry. This paper examines the realties of competition among banks as well as the ethics which banks and their operatives must imbibe and manifest if they are to survive such competitions. This paper relies upon documentary studies of published annual reports of banks. It underscores the dimensions of banker customer relations, bankers’ relations to their banks and banks relations to other banks and regulatory authorities

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H Social Sciences (General), HG Finance

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