ICT Usage, Mobile Money and Financial Access of Women in Ghana
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Africagowth Institute
Abstract
Description
Women are the moredisadvantaged and vulnerable compared to men,
especially in Sub-Sahara Africa (SSA). Information and Communication Technologies (ICTs) and financial access towomen areessential in enhancing economic growth and development. We used two
datasets (Ghana Demographic and Health Survey andthe World
Bank Financial Inclusion) for the analysis. Descriptive statistics
and econometric techniques (binary logistic as well as binary probit
approaches)were used to examine both individuals’and households’
access to ICTs and financial activities for Ghanaian women in comparison to men. The results, inter alia, show the likelihoodof women
having advantage in access to mobile phone as well as saving with
mobile money. Thus, it is recommended that efforts should be geared
towards the provision of mobile phones (and other ICTs) to women to
help them to be financially included to achieve development.
Keywords
HB Economic Theory, HC Economic History and Conditions, HG Finance