The State of e-Banking Implementation in Nigeria: A Post-Consolidation Review

Simple item page
dc.creatorAyo, C. K., Adewoye, J. O., Oni, Aderonke A
dc.date2010
dc.date.accessioned2025-03-06T11:49:09Z
dc.descriptionThe most widely used e-Banking instrument in �igeria is e-Payment, particularly the automatic teller machine (ATM) card. However, with the adoption of e-Banking by all the banks in �igeria, the volume of cash in circulation has continued to increase pre-and-post bank recapitalization/consolidation exercise. Furthermore, some of the 25 banks that survived the exercise were found lately to have depleted their capital base and have lost credibility before the consumers, e-Banking implementation notwithstanding. Therefore, in this paper, we review the state of e-Banking implementation in �igeria and evaluate the influence of trust on the adoption of e-Payment using an extended technology acceptance model (TAM). Similarly, we investigate organizational reputation, perceived risk and perceived trust in the management of banks as a factor for enhancing customer loyalty. The findings in this work reveal that perceived ease of use and perceived usefulness are not only antecedent to ebanking acceptance, they are also factors to retain customers to the use of e-banking system such as organizational reputation, perceived risk and trust.
dc.formatapplication/pdf
dc.identifierhttp://eprints.covenantuniversity.edu.ng/865/
dc.identifier.urihttp://itsupport.cu.edu.ng:4000/handle/123456789/29364
dc.languageen
dc.subjectQA76 Computer software
dc.titleThe State of e-Banking Implementation in Nigeria: A Post-Consolidation Review
dc.typeArticle

Files

Original bundle

Now showing 1 - 1 of 1
No Thumbnail Available
Name:
e-banking.pdf
Size:
212.9 KB
Format:
Adobe Portable Document Format
Download

Collections

EPrint